Adam Hopkins
Adam Hopkins
Hopkins Real Estate Group
Top 3% of REALTORS in Central VA

Forest, VA 24551

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Home Buying Guide

Home Buying Guide

Thinking of buying a home in the Greater Lynchburg VA & Central VA area?
We appreciate that purchasing a home is one of the most important lifestyle and financial decisions you will make during your lifetime.

At Hopkins Real Estate Group, our mission is to advise and guide you through the home buying process, to ensure you achieve your home ownership goals more quickly, while saving money, and enjoying the process.

To empower you in taking the next step on the path to owning your first, second, or third home, we have outlined some helpful steps below. When you are ready to have a conversation, our team of full-time, professional real estate advisers are here to help you explore your options. And when we represent you in the purchase of a home, there is no cost to you for our representing you, and protecting your best interest.  We are here to serve.

Home Buying Process Available Loan Programs  

1. Make the decision to own your home
2. Write out your home wants/needs
3. Secure financing Pre-Approval letter
4. Consult wants & needs with your Adviser
5. Set up your VIP Home Search & hotlist
6. Begin sorting home options
7. Drive by favorite homes 
8. Schedule showing appt with your Adviser
9. Make your offer & ratify contract
10. Complete loan application
11. Complete home inspection
12. Negotiate repairs 
13. Complete home appraisal
14. Complete title search
15. Schedule movers / utility transfer
16. Complete well, septic, termite inspections
17. Review & approve closing disclosure
18. Complete final walk-thru / verify repairs
19. Attend closing & secure keys
20. Move-in to your new home!
21. Enjoy our VIP Client Appreciation Program!

USDA Financing   $0 Down
VA Financing        $0 Down
VHDA Financing   $0 Down
FHA Financing  3.5% Down
Conventional   5-20% Down
Trusted Local Lenders:

Rob Turner, Movement Mortgage
20566 Timberlake Rd
Lynchburg, VA 24502
Contact: 434-841-7142

Rhonda Holt, Summit Mortgage Corporation 
NMLS# 217259
1149-A Vista Park Dr
Forest, VA 24551
Contact: 434-221-6361
Summit Mortgage Corporation NMLS ID # 1041
*Equal Housing Opportunity

Joni Hamlett, Loan Depot
7806 Timberlake Rd
Lynchburg, VA 24502
Contact: 434-942-8220












We Love Our Clients!  And we always appreciate your Referrals!  Thank you!

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